Do You Have A PayPal Account?

I can't imagine why anyone would not, but I am finding that there are lots of people that have yet to discover the great rewards that come from having a PayPal account. Not just the average buy and sell easily on e-bay thing, everyone knows about that. (I hope!) But I am talking about the ability to get a PayPal debit car and use your account just like your checking account and get 1% cash back on your purchases! Then there is their above average interest rate. Don't quote me on this but I think it is currently 5.5% or right there close. My mortgage rate is lower than that! I love having the flexibility of using my paypal to buy and sell and use my funds immediately. It has been well worth it.